Privacy and Policy

Before using MoneyCoach you are required to acquaint yourself with the Terms of Use (“Terms”) and this Privacy Policy (“Policy”). The Policy forms an integral part of the Terms and all definitions and names shall have the respective meaning defined therein. By downloading, installing, using or otherwise accessing MoneyCoach, you are expressing your acceptance and willingness to be bound by the Terms, including the Policy. You may not use MoneyCoach if you don’t accept the Terms.

You may use a basic version of MoneyCoach also without signing up. In such case, no Personal Data is collected or processed. However, if you want to access some account-based features of MoneyCoach, like e.g. server synchronization, you have to sign up and your Personal data is going to be processed. In order to proceed with signing up for MoneyCoach, you are required to select a checkbox to confirm your acceptance of the Terms.

Personal data processing

You agree that your Personal Data, including your first name, last name, e-mail address, personal financial information (income, expenses), language preference and location (collectively referred as “Personal Data”) may be processed by MoneyCoach UG, with its registered office at Adlerstraße 10, 90403, Nürnberg, Deutschland (“Provider“).

You agree that you provide all your Personal Data voluntarily. However, provision of Personal Data is required for signing up and proper functioning of some of the MoneyCoach features and related services. Mandatory fields in the sign up form are marked.

You agree to provide accurate, truthful and current Personal Data and keep it up to date.

Purpose of the processing

The purpose of processing of your Personal Data lies mainly in setting up and keeping your MoneyCoach account and ensuring features like e.g. server synchronization or sharing information with other users. However, Provider may also process your Personal Data in order to improve your experinece and further develop MoneyCoach, to extract anonymous data and to communicate with you.

Term of the processing

Personal Data is being processed while you use the MoneyCoach account and until your consent to the processing is withdrawn and the account deleted.

No forwarding

Provider does not provide Personal Data to third parties, except as required by the applicable laws. However, Personal Data may be processed for Provider by third parties, but only for the purposes specified in this Policy, on a basis of written contract and under statutory conditions.

Sharing your data with other users of MoneyCoach is completely under your control.

Information, correction and deletion

You hereby acknowledge that you are entitled to withdraw your consent to the processing of your Personal Data at any time, you have the right to access, correct or discard your Personal Data or remove them if misleading. Furthermore, you are entitled to contact the Provider in writing with any complaint concerning the processing of your Personal Data and, in case of dissatisfaction with the answer, consult the Office for Personal Data Protection of the German Republic.

Your consent to the processing of your Personal Data may only be withdrawn by sending a written notice to the address of the Provider. If your consent to Personal Data processing is withdrawn, the MoneyCoach account will be deleted by the Provider with the consequences set out in the Terms.

Communication and Offers

You hereby agree that the Provider may use the Personal Data provided by you to send commercial offers and communication with respect to MoneyCoach, related services or services of business partners associated with the Provider.

Payment information

Provider does not store any of your payment information. When you make purchases through MoneyCoach, your credit card information and other data are collected and stored only by third party payment processors.

Location

Some of the MoneyCoach features may access and collect your current location data, including GPS coordinates or other similar information regarding the location of your device. Some features of MoneyCoach may not function properly if use of location data is blocked or disabled.
Technical and Anonymous Data

You hereby agree that Provider may collect and use technical data, including but not limited to information about your mobile device and system, internet connection or your use of MoneyCoach application. The purpose of the collection of technical data is to ensure quality, increase your comfort and further analyse and develop MoneyCoach and related services.

You also agree that Provider may anonymize and collect your age and sex data in connection with the data you enter or upload to MoneyCoach and use it for the purpose of anonymous analyses and statistics.

Both, technical and anonymous data, are stored separately from the Personal Data and cannot be linked back to you in any way in order to identify you.

You agree that the anonymous data may be disclosed or sold to third parties, including outside the territory of the European Union.

Data security

Your Personal Data is stored and processed automatically in the electronic form on the secure servers with firewall protection and physical security measures.

However, you agree that in the future Provider may decide to transfer your Personal Data abroad, including outside the territory of the European Union, and store it and process it with a help of cloud services provided by Amazon, Microsoft or Google.

Your Personal Data is always transferred from you to the servers using secure SSL connections.

You acknowledge, that even Provider uses all standard security measures, the security of your Personal Data and other information can’t be guaranteed.

Contact infromation

If you have any queries relating to the protection and security of your data, please contact Provider at info@moneycoach-apps.com.

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